Smokers generally pay higher rates than non-smokers to account for increased risk of cancer, heart disease, and cardiovascular disease. Some insurance companies have very competitive non-smoker policies and others have very competitive policies for smokers. An occasional smoker can sometimes obtain non-smoker rates based on other health considerations. We will work with you to find the insurance company with the most competitive rates to fit your situation.
Chew or Dip
Other Nicotine Products
Below, please find a list of tobacco and nicotine products. Please indicate how recently you have used any of these products.