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Health and Rate Class Estimator 

Health Class Estimator

Based on your answers to these questions, we will determine the proper underwriting class. Your final rates may vary based on additional information gathered during the underwriting process.

 
Are you presently taking medication for blood pressure, or does your blood pressure exceed 135/80?    
Are you presently taking medication for cholesterol, or does your cholesterol exceed 210?    
Have any of your parents or siblings been diagnosed with or died from cancer or heart disease before age 61?    
Have you ever received medical advice or treatment for any of the following conditions:
Alcoholism
Anxiety
Asthma
Cancer (not basal cell)
Depression
Diabetes
Drug Abuse
Epilepsy
Heart disease
Hepatitis
Kidney/Liver disorder
Multiple Sclerosis
Respiratory disorder
Sleep Apnea
Stroke
Ulcerative Colitis or Ileitis
Vascular Disease
Other serious medical condition
   

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We are committed to providing the highest level of service to our clientele. This commitment ensures that we are always available to work on a case, that we are as quick with any bad news as we are with the good news, and that we will uphold our fiduciary duty to the client.
 

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